YES? Hmmm, same for most people, and it's not a good feeling

Take Control Of Your Money Now

Create Your Spending Plan


You can take control of your money by understanding the flow of it.
Money comes in from . . . and Money goes out on . . .
Your Spending Plan will help you understand, and take control.

By creating Your Spending Plan you can
Not only will you create an easy-to-use and
understandable budget, you will also

Money Can Mean Different Things To Different People

Your Money Sense course 2 guides you step-by step to create Your Spending Plan, a detailed online budgeting tool developed to make your savings goals comfortable to achieve. With this ongoing knowledge and capability, you will have optimum control of your money and be assured of reaching your financial goals and building your financial security.

"Never spend your money before you have earned it"
~ Thomas Jefferson




Here's What You Will Get

Only $14.99(+GST 10%)To Create Your Spending Plan

Monthly charge of $14.99 (+GST 10%) to create and maintain Your Spending Plan. You can cancel at any time.

landingimage YES I'd Like To Create My Own Spending Plan

If we command our wealth, we shall be rich and free If our wealth commands us, we are poor indeed"
~ Edmund Burke

Meet Karen Vickers

Your Wealth Vault was founded in 2014 by Karen Vickers to help individuals develop their own path to financial security while giving them the courage, control, and knowledge to create, grow, and maintain their own wealth.
Karen’s vision for your financial future is for knowledge and control over your finances, where you can easily access quality advice to make informed financial decisions and that you are engaged in creating your own financial future.

Your Spending Plan will change the way that you think about money


I was on track to a comfortable retirement but after a couple of investment hiccups thought I’d better reassess. I did the simple course and realised where I needed to fine tune my investments, let alone my regular spending. It was all too easy so now I’m showing my son how to use it. Great Product! Peter Melbourne, VIC


It’s not always easy in a relationship agreeing on your money – how it’s spent or saved. We now have a clear plan to do so which we update and refer to regularly. The Course was so easy and gave us a realistic view of where we are and how we can improve our financial situation. Christie Sydney, NSW


I always thought I had control of my money without a financial guide. How wrong I was. After creating My Spending Plan it opened my eyes to where I was overspending without realising, and how easily I could save more and build my financial resources. I use it all the time as an ongoing check. Deborah Newcastle, NSW

We'll Guarantee Your Spending Plan Works For You


Our Money Back Guarantee is Simple: Take the course and see for yourself. If it doesn’t work for you, I want you to email me, prove you did the work, and I’ll refund you 100%.

This guarantee is extended for a full 60 days, which completely covers the duration of every module in the program. Try the ENTIRE course. If it doesn’t help you budget your spending, just email me at ANY TIME and show me that you’ve worked on your spending plan and haven’t got results. I’ll refund 100% of your price. You can even stay a part of the Private Facebook Group to share and learn from other users.

By the way, I ask you to show me you’ve worked on Your Spending Plan because I know how powerful it can be when applied. I have no intention of keeping your money if you’re dissatisfied, but I insist that you commit to taking action if you want results from this course. I’ve spend considerable time and money developing the material in this course, and I’d like to share it with you if you’re ready to use this material to improve your financial situation and build financial security.

Only $14.99(+GST 10%)To Create Your Spending Plan

Monthly charge of $14.99 (+GST 10%) to create and maintain Your Spending Plan. You can cancel at any time.

landingimage YES It's Time For Me To Manage My Money Better

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